Residential Mortgages

Looking to buy your first, or next home? We offer our mortgages on an independent whole of market basis, which means you can be assured of receiving the very best advice based on your personal circumstances.

More About Mortgages

Residential mortgage considerations

Taking out a mortgage is one of the biggest commitments you will make in your life and is therefore imperative that you receive the right advice on the mortgage you are taking. What to consider:

  • Affordability

    How much can you borrow based on your income and outgoings?

  • Deposit

    The more deposit you can put in will generally reduce the interest rate that you will be charged by your lender.

  • Surveys

    Getting a survey done on your new home is more vital depending on the age and type of property you are purchasing.

  • Solicitors

    Have you appointed a solicitor? You'll need to find a solicitor to complete your home move.

  • Home for life?

    How long do you intend to stay in your new home? Is it your home for life or a stepping stone?

  • Insurances

    Not just home insurance, but now you're going to be a homeowner you need to consider other insurances like life and critical illness cover.

Why use us to find your mortgage

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    No Upfront fees or interviews

    We don't need to interview you or charge you fees upfront to get a mortgage in principle.

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    Independent whole of market access

    Prospero Finance are not tied to any particular mortgage providers like some mortgage advisers. Therefore you get the very best deal available for your circumstances.

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    Flexible & Long term rates and terms

    Up to 10 year fixed rates available with flexible payment terms up to 35 years.

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    Same day agreement in principle

    Apply for your mortgage in the morning and we'll let you know by the end of the day whether its been accepted in principle!

Thank you for helping getting our Remortgage, its really helped us to raise the money we needed.


Prospero Finance are an appointed representative of Executive Wealth Management Ltd who are Authorised and Regulated by the Financial Conduct Authority. Financial Services Register Number 534018