Residential Mortgage Considerations
Taking out a mortgage is one of the biggest commitments you will make in your life and is therefore imperative that you receive the right advice on the mortgage you are taking. What to consider:
How much can you borrow based on your income and outgoings?
The more deposit you can put in will generally reduce the interest rate that you will be charged by your lender.
Getting a survey done on your new home is more vital depending on the age and type of property you are purchasing.
Have you appointed a solicitor? You’ll need to find a solicitor to complete your home move.
Home for Life?
How long do you intend to stay in your new home? Is it your home for life or a stepping stone?
Not just home insurance, but now you’re going to be a homeowner you need to consider other insurances like life and critical illness cover.
Why use Prospero Finance to find your mortgage?
No upfront fees or interviews
We don’t need to interview you or charge you fees upfront to get a mortgage in principle.
Independent whole of market access
Prospero Finance are not tied to any particular mortgage providers like some mortgage advisers. Therefore you get the very best deal available for your circumstances.
Flexible & long term rates and terms
Up to 10 year fixed rates available with flexible payment terms up to 35 years.
Same day agreement in principle
Apply for your mortgage in the morning and we’ll let you know by the end of the day whether its been accepted in principle!